{"id":334,"date":"2023-03-23T03:29:56","date_gmt":"2023-03-23T02:29:56","guid":{"rendered":"http:\/\/solucredit.be\/blog\/2019\/02\/16\/pret-viager-hypothecaire\/"},"modified":"2023-09-21T15:12:27","modified_gmt":"2023-09-21T13:12:27","slug":"pret-viager-hypothecaire","status":"publish","type":"post","link":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/","title":{"rendered":"Pret Viager Hypothecaire"},"content":{"rendered":"<div>\n<h3>Qu&rsquo;est-ce qu&rsquo;un pr\u00eat viager hypoth\u00e9caire ?<\/h3>\n<p>Le pr\u00eat viager hypoth\u00e9caire est une solution financi\u00e8re destin\u00e9e aux personnes \u00e2g\u00e9es de plus de 65 ans et propri\u00e9taires de leur r\u00e9sidence principale. Ce type de pr\u00eat permet de transformer une partie de la valeur de leur bien immobilier en une somme d&rsquo;argent, tout en gardant le droit d&rsquo;y vivre jusqu&rsquo;\u00e0 leur d\u00e9c\u00e8s ou leur d\u00e9part en maison de retraite. Contrairement \u00e0 un pr\u00eat traditionnel, le pr\u00eat viager hypoth\u00e9caire ne n\u00e9cessite pas de remboursement mensuel. Les int\u00e9r\u00eats s&rsquo;accumulent au fil du temps et sont rembours\u00e9s, ainsi que le capital emprunt\u00e9, lorsque la vente du bien est r\u00e9alis\u00e9e.<\/p>\n<\/div>\n<div>\n<h3>Les avantages du pr\u00eat viager hypoth\u00e9caire<\/h3>\n<p>Le pr\u00eat viager hypoth\u00e9caire pr\u00e9sente plusieurs avantages. Tout d&rsquo;abord, il offre aux personnes \u00e2g\u00e9es une source de revenus suppl\u00e9mentaire, sans avoir \u00e0 vendre leur r\u00e9sidence principale. Cela leur permet de maintenir leur niveau de vie ou de financer des projets personnels. De plus, ce type de pr\u00eat ne n\u00e9cessite pas de garanties ou de cautionnement suppl\u00e9mentaires, car le bien immobilier sert de garantie. Enfin, le pr\u00eat viager hypoth\u00e9caire offre une grande flexibilit\u00e9, car les fonds obtenus peuvent \u00eatre utilis\u00e9s librement, sans aucune restriction.<\/p>\n<\/div>\n<div>\n<h3>Les conditions d&rsquo;obtention d&rsquo;un pr\u00eat viager hypoth\u00e9caire<\/h3>\n<p>Pour b\u00e9n\u00e9ficier d&rsquo;un pr\u00eat viager hypoth\u00e9caire, il faut remplir certaines conditions. Tout d&rsquo;abord, il faut \u00eatre \u00e2g\u00e9 de plus de 65 ans et \u00eatre propri\u00e9taire de sa r\u00e9sidence principale. De plus, le bien immobilier doit \u00eatre en bon \u00e9tat et d&rsquo;une valeur suffisante pour couvrir le montant du pr\u00eat. Le montant du pr\u00eat d\u00e9pendra \u00e9galement de l&rsquo;esp\u00e9rance de vie de l&#8217;emprunteur. Enfin, il est recommand\u00e9 de faire appel \u00e0 un notaire ou \u00e0 un conseiller financier sp\u00e9cialis\u00e9 pour \u00e9valuer les diff\u00e9rentes options et choisir la solution la plus adapt\u00e9e \u00e0 sa situation.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>    Qu&rsquo;est-ce qu&rsquo;un pr\u00eat viager hypoth\u00e9caire ?<br \/>\n    Le pr\u00eat viager hypoth\u00e9caire est une solution financi\u00e8re destin\u00e9e aux personnes \u00e2g\u00e9es de plus de 65 a&#8230; <a class=\"more-link\" href=\"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/\">Continue Reading &rarr;<\/a><\/p>\n","protected":false},"author":1,"featured_media":7284,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[18,7,48],"class_list":["post-334","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pret-personnel","tag-hypothecaire","tag-pret","tag-viager"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pret Viager Hypothecaire - Solucredit blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pret Viager Hypothecaire - Solucredit blog\" \/>\n<meta property=\"og:description\" content=\"Qu&#039;est-ce qu&#039;un pr\u00eat viager hypoth\u00e9caire ?   Le pr\u00eat viager hypoth\u00e9caire est une solution financi\u00e8re destin\u00e9e aux personnes \u00e2g\u00e9es de plus de 65 a... Continue Reading &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/\" \/>\n<meta property=\"og:site_name\" content=\"Solucredit blog\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-23T02:29:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-21T13:12:27+00:00\" \/>\n<meta name=\"author\" content=\"nathalie\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/\"},\"author\":{\"name\":\"nathalie\",\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/#\\\/schema\\\/person\\\/1288776761e1e46b0ca1fa1154cffa3d\"},\"headline\":\"Pret Viager Hypothecaire\",\"datePublished\":\"2023-03-23T02:29:56+00:00\",\"dateModified\":\"2023-09-21T13:12:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/\"},\"wordCount\":350,\"image\":{\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/pret-hypothecaire-a-6889784-7-scaled.jpeg\",\"keywords\":[\"Hypoth\u00e9caire\",\"Pret\",\"Viager\"],\"articleSection\":[\"Pret Personnel\"],\"inLanguage\":\"fr-BE\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/\",\"url\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/\",\"name\":\"Pret Viager Hypothecaire - Solucredit blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/pret-hypothecaire-a-6889784-7-scaled.jpeg\",\"datePublished\":\"2023-03-23T02:29:56+00:00\",\"dateModified\":\"2023-09-21T13:12:27+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/#\\\/schema\\\/person\\\/1288776761e1e46b0ca1fa1154cffa3d\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/#breadcrumb\"},\"inLanguage\":\"fr-BE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/#primaryimage\",\"url\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/pret-hypothecaire-a-6889784-7-scaled.jpeg\",\"contentUrl\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/pret-hypothecaire-a-6889784-7-scaled.jpeg\",\"width\":2560,\"height\":1709,\"caption\":\"#TODO REMPLACER PAR UN ALT TEXT#\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/pret-viager-hypothecaire\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Cr\u00e9dit Blog\",\"item\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pret Viager Hypothecaire\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/\",\"name\":\"Solucredit blog\",\"description\":\"Simulez votre cr\u00e9dit en ligne\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-BE\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/solucredit.be\\\/blog\\\/#\\\/schema\\\/person\\\/1288776761e1e46b0ca1fa1154cffa3d\",\"name\":\"nathalie\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b70e95d06c2591da54d6dbb673e77f26ec5bd098956e8abbc5b993ae4ce44e38?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b70e95d06c2591da54d6dbb673e77f26ec5bd098956e8abbc5b993ae4ce44e38?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b70e95d06c2591da54d6dbb673e77f26ec5bd098956e8abbc5b993ae4ce44e38?s=96&d=mm&r=g\",\"caption\":\"nathalie\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pret Viager Hypothecaire - Solucredit blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/","og_locale":"fr_FR","og_type":"article","og_title":"Pret Viager Hypothecaire - Solucredit blog","og_description":"Qu'est-ce qu'un pr\u00eat viager hypoth\u00e9caire ?   Le pr\u00eat viager hypoth\u00e9caire est une solution financi\u00e8re destin\u00e9e aux personnes \u00e2g\u00e9es de plus de 65 a... Continue Reading &rarr;","og_url":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/","og_site_name":"Solucredit blog","article_published_time":"2023-03-23T02:29:56+00:00","article_modified_time":"2023-09-21T13:12:27+00:00","author":"nathalie","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/#article","isPartOf":{"@id":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/"},"author":{"name":"nathalie","@id":"https:\/\/solucredit.be\/blog\/#\/schema\/person\/1288776761e1e46b0ca1fa1154cffa3d"},"headline":"Pret Viager Hypothecaire","datePublished":"2023-03-23T02:29:56+00:00","dateModified":"2023-09-21T13:12:27+00:00","mainEntityOfPage":{"@id":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/"},"wordCount":350,"image":{"@id":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/#primaryimage"},"thumbnailUrl":"https:\/\/solucredit.be\/blog\/wp-content\/uploads\/2023\/09\/pret-hypothecaire-a-6889784-7-scaled.jpeg","keywords":["Hypoth\u00e9caire","Pret","Viager"],"articleSection":["Pret Personnel"],"inLanguage":"fr-BE"},{"@type":"WebPage","@id":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/","url":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/","name":"Pret Viager Hypothecaire - Solucredit blog","isPartOf":{"@id":"https:\/\/solucredit.be\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/#primaryimage"},"image":{"@id":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/#primaryimage"},"thumbnailUrl":"https:\/\/solucredit.be\/blog\/wp-content\/uploads\/2023\/09\/pret-hypothecaire-a-6889784-7-scaled.jpeg","datePublished":"2023-03-23T02:29:56+00:00","dateModified":"2023-09-21T13:12:27+00:00","author":{"@id":"https:\/\/solucredit.be\/blog\/#\/schema\/person\/1288776761e1e46b0ca1fa1154cffa3d"},"breadcrumb":{"@id":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/#breadcrumb"},"inLanguage":"fr-BE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/"]}]},{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/#primaryimage","url":"https:\/\/solucredit.be\/blog\/wp-content\/uploads\/2023\/09\/pret-hypothecaire-a-6889784-7-scaled.jpeg","contentUrl":"https:\/\/solucredit.be\/blog\/wp-content\/uploads\/2023\/09\/pret-hypothecaire-a-6889784-7-scaled.jpeg","width":2560,"height":1709,"caption":"#TODO REMPLACER PAR UN ALT TEXT#"},{"@type":"BreadcrumbList","@id":"https:\/\/solucredit.be\/blog\/pret-viager-hypothecaire\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Cr\u00e9dit Blog","item":"https:\/\/solucredit.be\/blog\/"},{"@type":"ListItem","position":2,"name":"Pret Viager Hypothecaire"}]},{"@type":"WebSite","@id":"https:\/\/solucredit.be\/blog\/#website","url":"https:\/\/solucredit.be\/blog\/","name":"Solucredit blog","description":"Simulez votre cr\u00e9dit en ligne","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/solucredit.be\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-BE"},{"@type":"Person","@id":"https:\/\/solucredit.be\/blog\/#\/schema\/person\/1288776761e1e46b0ca1fa1154cffa3d","name":"nathalie","image":{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/secure.gravatar.com\/avatar\/b70e95d06c2591da54d6dbb673e77f26ec5bd098956e8abbc5b993ae4ce44e38?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b70e95d06c2591da54d6dbb673e77f26ec5bd098956e8abbc5b993ae4ce44e38?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b70e95d06c2591da54d6dbb673e77f26ec5bd098956e8abbc5b993ae4ce44e38?s=96&d=mm&r=g","caption":"nathalie"}}]}},"_links":{"self":[{"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/posts\/334","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/comments?post=334"}],"version-history":[{"count":2,"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/posts\/334\/revisions"}],"predecessor-version":[{"id":7283,"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/posts\/334\/revisions\/7283"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/media\/7284"}],"wp:attachment":[{"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/media?parent=334"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/categories?post=334"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/solucredit.be\/blog\/wp-json\/wp\/v2\/tags?post=334"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}